Lucaya Capital LLC

Commercial Real Estate Lending

Program Key Features:

  • Loans from $500K to $25M
  • LTV’s up to 80%
  • Minimum FICO: 650
  • Amortizations up to 30 Years
  • Minimum Documentation
  • Funding Nationwide
  • Various Commercial Property Loan Types
  • Tax returns, bank statements, or P&L required needed (if applicable)
  • Best Rates for Purchase, Refinance & Rehab
  • Available for investment and owner-occupied properties
  • World-class service throughout the process

Documentation Checklist for Commercial Real Estate Lending

  1. Purchase
  • Purchase and Sales Agreement
  • Application
  • Personal Financial Statement
  • Debt Schedule
  • Credit Score (
  • Proof of Down Payment
  • Article of Incorporation
  • FEIN letter from IRS
  • Driver’s License
  • Proof of Insurance, contact person, name and, email
  • LLC Operating Agreement (Template is available)
  • Closing Attorney/ Title Company
  1. Re-Finance
  • Mortgage Company Payoff info
  • Application
  • Proof of Property Insurance
  • FEIN letter from IRS
  • Articles of Incorporation and Operating Agreement

Why Choose LuCaya Capital for Commercial Real Estate Loans and Funding?

Because we pride ourselves on going the extra mile in this complex market of commercial real estate financing, by finding the right loan product that can meet our clients wherever they are in the financing process.

You can also benefit from:

  • Book an Appointment: so that we can understand your financing objectives, and we can help outline and package your project for the best-fit lender in our network.
  • Standardized Rates: The interest rates outlined by Lucaya Capital lenders are competitive to your situation and the market.
  • Responsive Communication: In order to ensure smooth processing, we believe in responsive communication and keeping you aware of each step of the process.
  • Outstanding Customer Service: We believe in gaining the confidence of our clients through paying attention to minor details and active coordination.
  • Professional Experts: We have a team of experts with years of experience in tailoring the loan options as per the client’s needs.

Work Flow


Give Us A Call Now! To get your loan processing started.


Submit the required documents now, and you will hear from us within 24 -48 hours.


Become qualified for financing