Lucaya Capital LLC

Residential Investor Lending

Program Key Features:

Loans for Investors looking to buy, rehab, and/or hold to a Long-term and Short-term rental. Through finding direct properties owners, REO, motivated sellers to FixNFlip in today’s market. LuCaya Capital is here to provide the right funding solution that needs you where you are in the process.

  • Lite Docs and Alternative Docs
  • No FICO or 580+
  • No Asset Seasoning
  • 30 & 40 Year Fixed, 5/1ARM, and 7/1ARM

Documentation Checklist for Residential Investor Lending

  • Articles of incorporation
  • Certificate of good standing
  • Operating agreement
  • EIN# with IRS letter
  • Tenant leases (if applicable)
  • If refinance (mortgage payoff)
  • Rent roll (if applicable)
  • Construction/ rehab budget
  • How many Fix and Flips in the past 3 years?
  • Bank statements 1 – 3 months
  • Purchase agreement

Why Choose LuCaya Capital for Residential Investor Lending?

Because we pride ourselves on going the extra mile in this complex market of commercial real estate financing, by finding the right loan product that can meet our clients wherever they are in the financing process.

You can also benefit from:

  • Quick Application: Book an appointment, gather all documents needed, and apply in just a few minutes.
  • Standardized Rates: The interest rates offered by Lucaya Capital are quite competitive.
  • Responsive Communication: In order to ensure smooth processing, we believe in responsive communication and keeping you aware of each step of the process.
  • Outstanding Customer Service: We believe in gaining the confidence of our clients through paying attention to minor details and active coordination.
  • Professional Experts: We have a team of experts with years of experience in tailoring the loan options as per the client’s needs.

Work Flow


Give Us A Call Now! To get your loan processing started.


Submit the required details now and you will hear a response from us within 24 hours.


Become qualified for a fund and get the capital you require.