Lucaya Capital LLC

SBA 504

Program Key Features:

  • Loan Terms from 10 to 25 years
  • Rates from Prime + 1.0% to 2.75% Quarterly Adjustable
  • 100%+ LTV on refinances and working capital
  • Up to 90% financing on new businesses
  • Loans up to $1.5 – 10 Million (Above in some cases)
  • Funding in 60 to 90 Days
  • Rehab or Renovation
  • Real Estate Purchases & Refinances
  • Business Acquisitions & Partner Buyouts
  • Working Capital
  • Business Expansion
  • Equipment & Inventory
  • Debt Consolidation

Documentation Checklist for SBA 504

  • Business financial statements – 3 years
  • Business debt schedule
  • Business tax returns 3 years
  • Written estimate from a contractor (if the loan is for construction)
  • If this is a franchise, you will need a letter of intent from the franchiser and a FUOC and franchise agreement
  • One year of financial projections
  • Environmental impact questionnaire
  • Purchase agreement

Why Choose LuCaya Capital for SBA 504?

Because we pride ourselves on going the extra mile in this complex market of commercial real estate financing, by finding the right loan product that can meet our clients wherever they are in the financing process.

You can also benefit from:

  • Quick Application: Book an appointment, gather all documents needed, and apply in just a few minutes.
  • Standardized Rates: The interest rates offered by Lucaya Capital are quite competitive.
  • Responsive Communication: In order to ensure smooth processing, we believe in responsive communication and keeping you aware of each step of the process.
  • Outstanding Customer Service: We believe in gaining the confidence of our clients through paying attention to minor details and active coordination.
  • Professional Experts: We have a team of experts with years of experience in tailoring the loan options as per the client’s needs.

Work Flow


Give Us A Call Now! To get your loan processing started.


Submit the required details now and you will hear a response from us within 24 hours.


Become qualified for a fund and get the capital you require.