Lucaya Capital LLC

SBA 7(a)

Program Key Features:

  • Funding in 60 to 90 Days
  • Loans up to $5,000,000
  • Up to 90% financing on new businesses
  • 100%+ LTV on refinances and working capital
  • Loan Terms from 10 to 25 years
  • Rates from Prime + 1.0% to 2.75% Quarterly Adjustable
  • Debt Consolidation
  • Equipment & Inventory
  • Business Expansion
  • Working Capital
  • Business Acquisitions & Partner Buyouts
  • Real Estate Purchases & Refinances
  • Rehab or Renovation

Documentation Checklist for SBA 7(a)

  1. Borrower:
  • 3 years of personal tax returns
  • Applications
  • Credit report (provide us a copy of your credit report, showing all open accounts and your score. or identityIQ)
  1. Borrower Business:
  • 3 years of business tax returns (or as many as you have)
  • PFS and balance sheet through the recent quarter
  • Business debt schedule (template will be provided)
  • Purchase agreement

Why Choose LuCaya Capital for SBA 7(a)?

Because we pride ourselves on going the extra mile in this complex market of commercial real estate financing, by finding the right loan product that can meet our clients wherever they are in the financing process.

You can also benefit from:

  • Quick Application: Book an appointment, gather all documents needed, and apply in just a few minutes.
  • Standardized Rates: The interest rates offered by Lucaya Capital are quite competitive.
  • Responsive Communication: In order to ensure smooth processing, we believe in responsive communication and keeping you aware of each step of the process.
  • Outstanding Customer Service: We believe in gaining the confidence of our clients through paying attention to minor details and active coordination.
  • Professional Experts: We have a team of experts with years of experience in tailoring the loan options as per the client’s needs.

Work Flow


Give Us A Call Now! To get your loan processing started.


Submit the required details now and you will hear a response from us within 24 hours.


Become qualified for a fund and get the capital you require.