Lucaya Capital LLC

Small Business Loan

Program Key Features:

  • The first 12 months are interest-free and then a 7-14% rate on the balance and additional purchases.
  • Minimum credit score 700
  • A business credit card does not affect personal credit usage or report.
  • The term is 5-7 years at a rate of 0% – 12%
  • Up to $150K available on a business term loan.
  • Up to $300K total business working capital line.
  • Processing time is 7-10 business days once the application, report.
  • Minimum tax return income $50k

Documentation Checklist for Small Business Loan

  • Recent copy of your myfico credit report
  • Loans over $100k, you must provide tax returns showing a minimum of $50l taxable return
  • Time in business – min 6 months
  • Loans under <$100k min credit score is 700. No more than 20% credit card utilization
  • Processing time 10-12 days
  • Copy of driving license
  • One-page application

Why Choose LuCaya Capital for Small Business Loan?

Because we pride ourselves on going the extra mile in this complex market of commercial real estate financing, by finding the right loan product that can meet our clients wherever they are in the financing process.

You can also benefit from:

  • Quick Application: Book an appointment, gather all documents needed, and apply in just a few minutes.
  • Standardized Rates: The interest rates offered by Lucaya Capital are quite competitive.
  • Responsive Communication: In order to ensure smooth processing, we believe in responsive communication and keeping you aware of each step of the process.
  • Outstanding Customer Service: We believe in gaining the confidence of our clients through paying attention to minor details and active coordination.
  • Professional Experts: We have a team of experts with years of experience in tailoring the loan options as per the client’s needs.

Work Flow


Give Us A Call Now! To get your loan processing started.


Submit the required details now and you will hear a response from us within 24 hours.


Become qualified for a fund and get the capital you require.